dlr0231 asked: I am now debt free but have been told that I will now NOT have a credit rating for 6 years as my accounts were defaulted after taking assistance from a debt management company but then paid off by my family? 1) Is this true? 2) Can anything be done to improve my…
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Who is the best most efficient Debt Reduction Service or Debt Counselor? Are they really helpful or hurtful ?
razorcut44 asked: I’ve heard positive and negative stories about people using them to help reduce credit card debt. Looking for good examples of help. I want to be sure if I decide to use one option over the other that I am making the right choice. Or do I try to negotiate with my original…