Monthly Archives: April 2009

What’s the best merchant service for processing credit cards online?

Victor A asked: I want to be able to accept credit cards. Take down my clients card number and be able to charge it online w/out a card reader. I also don’t want to use paypal or goggle. And the rate should be the same for personal cards as well as business credit cards. Thanks…

Can you take out multiple personal loans?

bambi asked: Most personal loans are $25,000 at max. If you need $100,000 for let’s say surgery, can you take out four loans from different companies or will the other lenders see you have more than one personal loan already out and deny your application? Serious and experienced answers only, please.

How can I succesfully repair my own credit ?

John G asked: Do credit repair companies work? I want to build or buy a house for my family .This is no joke , I have seven kids . So it’s very important that I get a good P.M.I. and a good interest rate or I’ll never be able to afford it. I make about…

What are the tax liabilities for personal loans and gifting of money?

Johnny asked: If someone were to grant a large personal loan to someone else (100K or larger) what are the tax liabilities or responsibilities of the lender and the borrower – if any?

Looking for a low interest rate Credit Card, what can you recommend?

Major_9000 asked: I’m looking to transfer some of my balance from and existing credit card to a new low-interest card. Can anyone recommend one for me?

How are some ways to prevent identity theft?

hawaiian_eyes asked: Need some opinions for my class I ‘m in. How is it stolen? How do you prevent it from happening? How can you resolve identity theft? Thank you for your help…

What should i put in my resume about budgeting?

I am a Republicrat asked: I am applying for this job and the only budgeting experience i have is sorting income from expense and mainting a certain budget on what products to purchase under a given amount of money. Is there a term for these two specific things i do that i can put in…

Is it better to have 2 secured credit cards than 1 when building credit history?

dazed and confused asked: Should I apply for 2 secured credit cards? I am just building my credit history and I am wondering if it would make any difference if I apply to 1 or 2.