Daily Archives: 10:33 pm

Do I have to file a police report where the identity theft occurred?

Adeline V asked: I am a victim of identity theft. The police in the city in which I live (in Missouri) said they couldn’t file a report for identity theft since it occurred in another state, California. The detective told me I have to file in California. He also said he couldn’t file a police…

How do personal loans work?

Melissa asked: I’m looking to get a personal loan but I’m not sure how they work. I have some credit I need to pay off and a birthday for my daughter. Anyone know anything about personal loans – what I would need and what not? I have to pay back to money either way, Its…

How long after bankruptcy can my credit be good enough to get an apartment or a loan for a home?

honestjoe asked: My wife and I make enough money to afford an apartment or a modest house. However, both of our credit records are poor. So we were told to file bankruptcy. We just need to know how long we will have to wait to get an apartment, since they ALL require credit reports.