Monthly Archives: May 2009

How does home equity loan qualification works if you’re self employed?

smiling_chicka asked: I am self employed and want to get qualified for home equity loan. What are the qualifications lenders look at. What do I need to show them and have? Been trying to find out on the net, but can find any good resources. If you know any and dont mind sharing would be…

Where can I get a personal loan for credit repair?

Kimberly B asked: I would like a reputible company, I am trying to repair my credit for a home loan.

Can get a home loan while working with a debt reduction place?

Luke M asked: I need 2 get my credit card debt under control bad but need a home loan? What should i do?

What can one do to prevent or at least minimize the chances of identity theft?

Fatdude427 asked: Are there any cautionary measures that one may take to help ensure that one doesn’t become a victim of identity theft? Why has identity theft become so widespread today? Have you or has anyone you love become the victim of identity theft?

You always see credit cards for people with bad credit, but what about if you have AWESOME credit?

Jeff asked: We are constantly seeing credit cards and loans directed at people with no or bad credit. What about cards for people with an 800+ credit score? What cards are most attractive for people with good credit and why arn’t they advertised? I know there is more money (for companies) for people with bad…

What is the best budgeting or debt reduction tool?

onehundredproofer asked: Has anybody had experience with an at home tool that has really helped? I already have my credit cards in a debt consolidation program, but I need to figure out a successful home budget that is easy to stick to – you know, just like a diet ha ha

How to file Bankruptcy and is it recommended?

wizardlizard asked: How does one file Bankruptcy after job loss and stuck with a foreclosed home and repo’d automobile? Is this a long process and is it recommended? What are the key negative points if one chooses this route? Thank you! Also, how likely is it that a broke jobless person will get sued and…

Can you change a home equity loan to a personal loan?

Jessica B asked: My brother-in-law took out a home equity loan and he went to refinance his house and for whatever reason the house did not appraise for what it needed to partly because of the home equity loan that he already had. He was told to pay off his home equity loan and come…