Tameeka asked: We’re in our 50′s, with a house that’s worth twice of what’s left to pay off on our mortgage. We were hoping to use the equity for our son’s college in a couple of years, or as a retirement cushion, but want to pay off some MAJOR credit card burdens. Any advice?
Monthly Archives: October 2009
Add credit card debt amount to new home purchase?
Mak asked: I have about 25K in credit card debt. I am planning to buy a 540K house. Currently I have great credit, is it possible to add my credit card debt into the home loan in order to make it a single monthly payment. What is the loan program called? I am shooting for…
Im about to pay off credit card debit.Can I negotiate with the company?Will it hurt my credit& taxes do I pay?
coach_aggie asked: I am paying off $30,000 in credit card debit. I want to know if it will hurt my credit if I negotiate with the credit card companies? Also, if they do negotiate with me that will be an earned income for me at the end of the year…how much do I have to…
How much does it cost generally to pay a debt consolidation company?
mbjb06 asked: I was wondering how much does it cost to pay a debt consolidation company to help you, because I want to know if it’s worth it. I’m in so much debt making barely and I don’t know what else to do. On payday I usually just have 100-200 dollars to myself because the…
Has anyone had any dealings with “debt validation ” companies?
Hestynuster asked: I am so ashamed that I have gotten myself so deeply in debt with two of my credit cards. I am keeping up with the payments and am managing to make more than the minimum payment each month. But, I’m fearful that I will not be able to keep it up much longer….