Monthly Archives: November 2009

How Many Bank Accounts?

Elliot asked: I’m going to set up several different bank accounts. So far I’m going to have: – Everyday Account – Debt Elimination Account/Investment Account (student loan and once thats payed off, will go into savings/investing – Fun/shopping/sport account (to budget for a bit of sanity) – Rainy day account (putting aside $2-3k for unexpected…

Ron Paul never sais we invites the attacks, this was a lie? We are all in your debt for telling the true?

MISES.ORG asked: Ron never said that we invited the attacks. This was a lie. He said the US foreign policy was a “contributing factor” in why they attacked us, a fact which only a fool or a liar could deny. Guiliani then went on to say that he has never “heard that before” –a statement…

credit card consilidation question?

JustMe84 asked: Has anyone heard of or used debtserve.org to consolidate credit card debt? I have credit card bills I need to consolidate and just looking for others experiences. Thanks lemoneyes, I sent you an email.

Do all internet payday loans require you to have direct deposit?

?Erinn asked: I know payday loans aren’t a good way to go but my credit isn’t that good & I only need $200. So I dont want to take out a huge loan from a big company. I have a checking account-but my job doesnt offer direct deposit. So I just get a paper check…

Can I consolidate my debt without it negatively affecting my credit?

baznholli asked: I hear a lot of advertisements about debt or credit card consilidation on the radio or tv but does do this hurt you credit? I guess i want to know is if using this type of service shows up on your credit in a negative way like bankrupcy would? I dont have a…

Can debt consolidation have a negative impact on my credit profile?

shargnu asked: How can debt consolidation affect my credit history/profile? How will it affect my credit score now? What if I want to buy a house within the next 2 years? What if I want to buy a car within the next year?

Can’t pay debt? What now?

*~Cam’s Mommy ~* asked: I was unable to pay on a $26,000 line of credit. (It was a consilidation line of credit). I had a series of unfortuante events that led me to be unable to pay. I took on the debt with the intention to pay. After not paying, the bank put me on…

What is the bankruptcy court admissibility of a loan application if there is no date on the application?

sixfiguredesi asked: I may have to file Ch7/13 and my loan application has an overstatement of assets. There was no fraud intended. However, there is no date on the application. Can it be thrown out in bankruptcy court?