Daily Archives: 3:18 pm

How long after a bankruptcy discharge can I apply for credit to rebuild my history?

Fred asked: My bankruptcy is being discharged next week. I want to apply for credit to rebuild my history and hopefully buy another house in 5 – 7 years. How long do I need to wait to apply? Can anybody recommend any secured credit cards?

Where can I go to get free debt consolidation?

Teri M asked: I need to lower all of my bill. I want to get into a free non profit debt consolidation.

What happens to credit card debt when someone dies?

Southern Belle ? asked: I’m wondering what happens to credit card debt when someone dies? The person had a home that they maintained a lifetime estate on and then they died. Do the companies just write off the debt? Do they go after relatives? Do they go after authorized users?

Bankruptcy, is this the best option?

Manuel C asked: I’ve read on this page http://www.curtislawgroup.com/ that there are other solutions like debt elimination and loan modification, but are those two options a secure way too or really can it help me? please, i need some help about this topic. Regards.

Is it wise to take a personal loan to pay off credit card debt?

musicfan19 asked: I have around $2500 in credit card debt which I want to pay off and have a clean slate..is it wise to take personal loan from a bank to do so? I am a little confused on what is the best way out of this..

Can I cancel a credit debt consolidation program with Consumer Education Services inc?

ALEIII asked: I unwittingly entered a debt consolidation program with cesi and wish to stop. I have medical reasons from Iraq and I sometimes am overly impulsive. Has anyone ever stopped participation in one of these programs?