Daily Archives: 5:44 am

Refinance mortgage after garage is converted to living space without permit?

Susan asked: Last year, we coverted our one car garage to a living space by enclosing it, adding a window, finishing the floor. No plumbing is added. From outside, it still looks like a garage. We didn’t apply for a building permit. We are thinking of refinancing the mortgage. Note: It is in New York…

To raise credit score should i pay off credit card immediately or stretch out payments over a few months?

sleighthames asked: I don’t have debt by any means, first and foremost. I am just starting to live on my own and build my credit and stuff. I got a credit card to help me do that and right now my balance is around $600. I can easily pay this off in one month and…