complicatedtallblonde asked: I’m just curious. I should be coming into a little money sometime soon and I didn’t know if it would be more wise to pay off debt or to save, seeings as the economy is being flushed down the toilet right now. What is my best option and why? I’m making large (yet…
Monthly Archives: December 2009
What are the advantages and disadvantages of having one of those debt consolidation companies help you?
hotsing1 asked: If anyone has any experiences with good or bad in dealing with a debt consolidation company let me know. Would it be a good idea to have one help me if I have about 4,000 dollars in debt?
How to get a real loan to pay off payday loans?
us4candlers asked: These payday loans are causing us to not be able to pay our everyday bills such as power, water, rent, car payment, etc. They are taking the fees/payment out of our checking account every week. We filed for bankruptcy over 5 years ago. These payday loans keep getting us further and further in…
What debt reduction /consolidation agency that will give high discount to help pay off credit card debts?
hayati k asked: I need help with paying off my credit card debts. There are so many debt reduction /consolidation agencies that I don’t know which one is good/authentic and will give the best rate (discount). For those who had gone through this experience, please advise. Thanks.
Sell my 2002 Lincoln LS to reduce debt?
Rafa asked: I’m about to sell my 2002 Lincoln LS SE for $12,515 although I owe $17,017.71 on it to eliminate monthly payments of $339.32. I’ll have to pay the $5000 difference out of our home equity account at 8.25%, or $34.38 per month, unamortized. My wife and I can share, with some difficulty, a…
Why would we be turned down for a credit card when we just passed a credit check for a mortgage refinance?
Deirdre B asked: The same week my husband looked into a balance transfer credit card I started an application for a mortgage refinance to get rid of some credit card debt. My husband was turned down for the credit card now he is worried about the mortgage finance. We have had our mortgage with the…
What is the going rate for a bankruptcy lawyer?
Brina asked: Has anyone filed bankruptcy recently, i went to go see an attorney and he wanted 300.00 for a filing fee and 1200.00 for attorney fees is that the rate for a bankruptcy attorney nowdays?
What is the benefit of using debt consolidation for credit card debt? ?
Nik asked: What is the benefit of using debt consolidation for credit card debt? I am trying to decide to either call the credit card companies myself and negotiate for a lower payoff/settlement amount, or to use a debt consolidation company? If I negotiate with the credit cards directly, will that be considered a charge…