Brina asked: Has anyone filed bankruptcy recently, i went to go see an attorney and he wanted 300.00 for a filing fee and 1200.00 for attorney fees is that the rate for a bankruptcy attorney nowdays?
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What is the benefit of using debt consolidation for credit card debt? ?
Nik asked: What is the benefit of using debt consolidation for credit card debt? I am trying to decide to either call the credit card companies myself and negotiate for a lower payoff/settlement amount, or to use a debt consolidation company? If I negotiate with the credit cards directly, will that be considered a charge…