Daily Archives: 9:49 pm

Do you think it make sense to refinance your mortgage if you are trying to increase your credit score?

chicken2008 asked: I am trying to get my credit score into the high 700′s within the next few years right now it is in the low 600′s. It was suggested to me to refinance my mortgage. I thought that will drop my score some points. Also I am fine with my monthly payment. I attended…

Bankruptcy? How hard is it to rebuild credit after. Also I am turning in a car that i have financed?

? asked: I had a very bad injury and now no income, I can not afford to pay for car or any other bills, bankruptcy is only option. How hard is it to rebuild your credit?

Is there such a thing as a legit debt consolidation program out there?

John asked: Does anyone know of any real debt consolidation programs to reduce your monthly bills? I currently have a lot of short term, high payment/interest loans and I had to recently find a new job that doesn’t pay quite as good. I need to reduce my monthly bills (while maintaining my good credit of…