kelly l asked: I want to get out of my credit card debt. I know I need to cut up the cards and tell them “bye”, but can I get a personal loan at the bank and consolidate them with a better interest rate?
Monthly Archives: February 2010
How do I refinance when my mortgage is more than the property value?
teachingmother asked: My husband & I purchased our condo with two loans from Bank of America: a 5/1 ARM @ 5.25% and a 2nd mortgage @ 6.75%. I would like to refinance our mortgages before the rates adjust. However, the value of our home has decreased over $100K. I have called Bank of America to…
What are the collection procedures for unsecured credit card debt?
michael asked: What steps are taken by creditors and collection agencies, to collect on a bad $35,000 credit card account? Debtor is unemployed and has a total of $85,000 in credit card debt. Debtor has no real estate and only $5,000 in bank account?
How long after bankruptcy shall I wait to apply to refinance my mortgage?
Penny asked: I filed for bankruptcy in 2004 and I have been paying on it for so long now that I have a chance to pay it on out. I have about a year left to go if I don’t pay it on out. I want to refinance my house. If I pay my bankruptcy…
What happens when you declare bankruptcy in this current economy?
5torm asked: My father has lost his job about 6 months ago and was unsuccessful at finding a new one. He had a job that paid very well in tips, but not so well hourly. He get unemployment but it is a fraction of the amount he used to get. He owns a house, 2…
should the government take a portion of the bailout money to temporarly fund unemployment compansation ?
Al asked: if the government does not step in to help with unemployment compensation assistance with all effected states, I see people taking the position of Ron Paul of elimination of the federal reserve system, why have it, if it only serves us to keep us uncompetitive with the rest of the world ? and…
I have gotten into trouble with payday loans. How can I consolidate them?
Ann Vala asked: I currently have 5 payday loans and I can’t continue to pay the fees every onther week. I can afford about $150 every payday to pay back a loan if I could find a place that will help me pay them off.
I am taking into consideration Debt Consolidation. Where the finest is consigning to start?
Largine asked: Hello All member, I am taking into consideration Debt Consolidation. Where the finest is consigning to start? Please share your answer here.