Daily Archives: 6:40 pm

Are there always closing costs when you Refinance a mortgage?

barbara d asked: I’d like to know when it makes sense to refinance a 1st mortgage? What interest rate difference is worthwhile? And if you refi with same bank, can you negotiate the closing costs? Maybe say you will take your mortgage elsewhere?

Is there a government agency that helps with debt consolidation?

Chubby asked: I need a reliable trustworthy debt consolidation service quickly. I’ve heard that most advertised agencies are to be avoided.

How to get help with South Carolina payday loans?

Tommy G asked: I have 3 payday loans in South Carolina, but I don’t have the money to pay them back right now due to bills. Do they offer payment plans to customers with debt problems? Will they put me in jail or take me to court? Or will this just go on my credit…