Prof L asked: I’m looking for an online calculator (or a math refresher if need be) to compare the costs of focusing on paying off my high interest credit cards or my larger, lower interest student loans.
Category Archives: Credit
Debt Consolidation?
jenna8787 asked: Hey, I need some help. I have bad credit – it’s not horrible, but it’s really not the best. I was talking to one of the guys who I am paying money to right now. I have a payment arrangement with him, and he is offering me a settlement. I do not have…
debt consolidation?
pearl_682 asked: what is te best debt consolidation website, offering service for people that have a not so good debt to income ratio.
Why is my debt to credit ratio so high?
Cassie Wells asked: I just accessed my credit report yesterday and believe I’m facing the realities of hefty student loan debt. I have little credit card debt, less than $500. I have been paying my 2 credit cards on time every month. The cards are only 6 months old, though. I have a good 80k…
Secured credit cards and past debt?
.~*??*~. .~~FuZzY~~. .~*??*~. asked: I have been a very responsible person with my money for all of my life, with the exception of a 2 year period. I am now looking to improve my credit score & have done a lot of reading on the internet. I am not interested in doing debt management/consolidation or…
Do you agree or disagree with financial guru Dave Ramsey about credit cards?
OFG30 asked: Popular radio talk show host Dave Ramsey preaches against even having one credit card. Agree or disagree and WHY?
will adding my wife’s income improve my credit-debt ratio?
Glendry asked: i want to refinance, but redoing the house has raised the ratio and lowered my credit score
After whittling down my debt/credit ratio to 46%, one card lowered my credit limit – will this hurt my score?
Odranoel asked: I have three cards, and had an overall credit limit of a little over $15k between them. I had been diligently paying, and had got my ratio down to 46%, when one of the cards dropped my credit limit to within less than a hundred dollars of my current balance. That dropped my…