Creditopics.comFinancial Aid | Creditopics.com http://creditopics.com/creditbuzz Mon, 10 Oct 2011 07:45:16 +0000 en hourly 1 http://wordpress.org/?v=3.2.1 How do I refinance my mortgage? http://creditopics.com/creditbuzz/financial-aid/how-do-i-refinance-my-mortgage/ http://creditopics.com/creditbuzz/financial-aid/how-do-i-refinance-my-mortgage/#comments Thu, 04 Feb 2010 19:49:56 +0000 Matthew Savage http://creditopics.com/creditbuzz/financial-aid/how-do-i-refinance-my-mortgage/
unlargocaminoalcielo asked:


I wanna refinance a 30-year mortgage. I’ve been living in my house for a year and have a prepayment penalty of 2 years. Two points. My loan is 80-20 and my monthly payment is 3600. How can I refinance a loan of 520 to get 20000 on cash and reduce my monthly payment?
Price for the house has increased… I wanna know how does that affect the mortgage.. Is it good for the loan?

]]> http://creditopics.com/creditbuzz/financial-aid/how-do-i-refinance-my-mortgage/feed/ 3 Pay off credit card with student loan? http://creditopics.com/creditbuzz/financial-aid/pay-off-credit-card-with-student-loan/ http://creditopics.com/creditbuzz/financial-aid/pay-off-credit-card-with-student-loan/#comments Sat, 16 Jan 2010 21:17:30 +0000 Matthew Savage http://creditopics.com/creditbuzz/financial-aid/pay-off-credit-card-with-student-loan/
Emily asked:


I’m in grad school and they offered me more loan money than I need for school. But, I’m over 3000 dollars in debt on my only credit card. Is it legal to take out the loan just to pay off my credit card?

If so, is it a smart idea? The loan is unsubsidized, so interest kicks in immediately.

]]> http://creditopics.com/creditbuzz/financial-aid/pay-off-credit-card-with-student-loan/feed/ 1 How will filing bankruptcy affect my student loan for school? http://creditopics.com/creditbuzz/financial-aid/how-will-filing-bankruptcy-affect-my-student-loan-for-school/ http://creditopics.com/creditbuzz/financial-aid/how-will-filing-bankruptcy-affect-my-student-loan-for-school/#comments Thu, 07 Jan 2010 03:00:30 +0000 Matthew Savage http://creditopics.com/creditbuzz/financial-aid/how-will-filing-bankruptcy-affect-my-student-loan-for-school/
CRYSTAL F asked:


I am filing for bankruptcy and I was wondering how this would affect my school. I just took out a student loan a couple of months ago and enrolled in college. My loan is not due until I graduate in 2 years. If I claim this in the bankruptcy will it affect me going to school?

]]> http://creditopics.com/creditbuzz/financial-aid/how-will-filing-bankruptcy-affect-my-student-loan-for-school/feed/ 5 What happens when you default on payday loans? http://creditopics.com/creditbuzz/financial-aid/what-happens-when-you-default-on-payday-loans/ http://creditopics.com/creditbuzz/financial-aid/what-happens-when-you-default-on-payday-loans/#comments Fri, 11 Dec 2009 06:34:46 +0000 Matthew Savage http://creditopics.com/creditbuzz/financial-aid/what-happens-when-you-default-on-payday-loans/
marketta asked:


I am in a cycle of payday loans which leaves me with almost nothing to live on. Am considering defalt next month and will try to work out a repayment schedule. What kind of response can I expect from those companies? Has anyone had experience in this area?

]]> http://creditopics.com/creditbuzz/financial-aid/what-happens-when-you-default-on-payday-loans/feed/ 2 What is the Best Way to Eliminate Credit Card Debt ? http://creditopics.com/creditbuzz/financial-aid/what-is-the-best-way-to-eliminate-credit-card-debt/ http://creditopics.com/creditbuzz/financial-aid/what-is-the-best-way-to-eliminate-credit-card-debt/#comments Thu, 29 Oct 2009 10:22:08 +0000 Matthew Savage http://creditopics.com/creditbuzz/financial-aid/what-is-the-best-way-to-eliminate-credit-card-debt/
Robert asked:


I am looking for the Best Free Source Online to Eliminate Credit Card Debt ? I have been trying to eliminate credit card debt for the last 2 years and now am seeking help online. Is there any real help out there?

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