poeticbbq asked: I owe $1300 on two separate cards and just received a work bonus for $1300. Both of my cards have a $2000 limit. Is it better for my credit score to put that money equally down on both cards, payoff one of the cards, or save the money for an emergency fund? My…
Category Archives: Personal Finance
what the best credit card with a low interest right to apply for ?
writing out loudd!!! asked: my first time applying for a credit card and i need to built up my credit so whats the best credit card out there??? please help-
Debt consolidation?
Duke asked: Hello, I need to find a way to pay off a fairly large chunk of debt. I need to know a good debt consolidation company that charges little to nothing – please only reply if you have a success story with the suggested company. Thanks
What are the 22 lessons of Dave Ramsey’s EntreLeadership series?
lazlo_dei asked: What are the 22 lessons of Dave Ramsey’s EntreLeadership series?
Why do secured credit cards charge interest?
rayray asked: Lenders charge interest primarily to make a profit on a loan made and to offset the risk that the borrower will default on the loan and/or damage or destroy the collateral. But in the case of a secured credit card, it is not possible for the borrower to fail to repay the loan…
Bankruptcy?
melissa_53105 asked: I am seriously considering filing bankruptcy, but I have student loans out through Sallie Mae. No one seems to know if a bankruptcy will also include those, or if I would still be stuck with them? Does anyone here know how that works? Thanks in advance! In RE to the 5th answer…up yours….
Dave Ramsey?
Chris asked: I have gotten myself into cc debt like most of this country and was wondering if purchasing Dave Ramsey’s products were worth it and if so what is the best product? Thanks!!
What does dave ramsey say about home improvements?
dundi asked: I want to do so many things… new driveway (concrete instead of gravel), update kitchen, buy living room furniture, update bathrooms, add another bedroom, full privacy fence, etc. What would Dave Ramsey say? I have no debt except the house, and 6 months emergency funds, and a small 401k, no IRAs. 39 years…