Creditopics.com

Even if your credit cards are maxed out and you have a huge mortgage to pay off, you can still get rid of all your debt in about five to seven years - and begin rapid wealth-building - without sacrificing the things that matter most to you!

4 Responses

1. STEPHEN S Says:
   November 4th, 2008 at 10:54 am 1

   Consolidartion is combining your debt to one easy payment, usually at a lower rate. They can loan you money at a lower rate than what you owe your creditors and payments are spread over a longer period of time. Check with theBBB first to see if there have been complaints filed on them.

2. rukara n Says:
   November 6th, 2008 at 11:06 am 2

   Debt consolidation is the answer. I’ve come accross this website and they helped me. You’ll need to roll your existing debts into a new loan. Not only they provide free advice, they also shop around on your behalf and come up with 10 offers in your area. All you do is compare and chose the best. Go to

3. ahuga Says:
   November 9th, 2008 at 4:40 am 3

   CDS? not sure but i am trying to consolidate my debt through careonecredit.com and they are pretty good… check it out! they are happy to answer all your questions. they were nice to me.

4. khaida w Says:
   November 11th, 2008 at 9:06 pm 4

   I don’t know what CDS stands for but I went to google and found “CLEAR DEBT SOLUTION.” DID NOT FIND them on BETTER BUSINESS BUREAU. Below you will find links of places to search. Since you know the exact address of “CDS” you might have better luck finding them. At any rate, I am not too keen on “credit card debt elimination” companies. It never made much sense to me. I always felt it was creating another debt because they are not doing it free and I have heard soe horror stories where the person who used them was in worse shape because, they were made to feel that the counselor’s company paid the bills and she was suppose to pay the counselor’s company. She found out when the credit companies could put liens on her hous, so she filed for bankruptcy…..this was before the new bankruptcy law went into affect Oct.2005. Bankruptcy, at that time was the only way to save her house, but it ruined her credit even more. SO, I would not use one without checking thoroughly and going into chat rooms to check others experiences, without checking the BBB .

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