Creditopics.com

Even if your credit cards are maxed out and you have a huge mortgage to pay off, you can still get rid of all your debt in about five to seven years - and begin rapid wealth-building - without sacrificing the things that matter most to you!

3 Responses

1. DON W Says:
   November 7th, 2008 at 3:50 pm 1

   Unfortunately the ones who advertise on television are usually in it just for the money. Beware of any organization that requires an up-front fee.

   If you belong to a credit union or there’s one that serves your office, they will be able to put you in touch with a reliable organization.

   Here’s a booklet that will help you:

2. Mary L Says:
   November 8th, 2008 at 10:52 am 2

   HUGE ramifications of using a debt consolidation company. These companies are viewed the same as bankruptcies are viewed on your credit report. This tells the creditor that you are not able to manage your credit.

   Debt consolidation companies cannot guarantee anything. They work with the creditors and sometimes arrange for a partial repayment. How partial? That’s entirely up to the creditor – NOT the debt consolidator.

   Is it worth it to ruin your credit versus just fixing the problem? NOT paying your bill is EXACTLY the same as stealing. You may not go to jail, but you definitely will be penalized for it.

   Also … remember … employers are now regularly pulling your credit report to get a better look at your character. Bankruptcy? Debt Consolidation? == You can’t handle your life.

3. Debt R Says:
   November 11th, 2008 at 7:32 pm 3

   Hey I know one company who is providing credit card Counseling services at very cheap rates. There charges are very nominal, and service is very professioanal and excellent, I have done my counseling from this site: they have very smart and telantive people at their place, always thinks in your favor. I was really satisfied with their services. You try it out….

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