Is it possible for to get a personal loan with a debt to credit ratio of.54? I have good credit, got laid off?

John E asked:


I have good credit but because I got laid off work my ratio is over .50.

One Response to Is it possible for to get a personal loan with a debt to credit ratio of.54? I have good credit, got laid off?
  1. Madoff
    October 10, 2011 | 7:13 am


    1. Banks do not do personal loans anymore.
    They will hand you a credit card application if you ask.

    2. No bank will give you any kind of loan without a job…..

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