This is the government mandated website. You can get all 3 of them for free. Once a year. There is no sign up or cost. They have to give you your report free once a year.
UPDATE
If you know what you are disputing just dispute them. When you dispute something they will send you an answer saying why they took it off or why they didnt. You get the credit report either way.
No, they are three DIFFERENT agencies. There might be a link to all three agencies, but you still have to go to three different links/websites to print individual reports. .
go to and click on “consumer protection” then go to “consumer information” then to “credit and loans” then to “credit reports and scoring” then to “how to dispute credit report and errors. This will guide you to what you need to do. Basically you are to contact the company in writing and they must respond within 60 days, with your free credit report when the information is corrected. I went through this and the information was removed from my report. Good luck and stay the course if you know that you are right.
Yes, you can get all three from one company and pay one fee. To bad you used up your free one already. I know for a fact that this company will issue you all three credit reports for one fee, but I’m not sure of their price. It should be less than paying for them separately though.
MF is very reputable and has been around for quite some time.
May 29th, 2009 at 4:47 am 1
This is the government mandated website. You can get all 3 of them for free. Once a year. There is no sign up or cost. They have to give you your report free once a year.
UPDATE
If you know what you are disputing just dispute them. When you dispute something they will send you an answer saying why they took it off or why they didnt. You get the credit report either way.
May 29th, 2009 at 12:22 pm 2
No, they are three DIFFERENT agencies. There might be a link to all three agencies, but you still have to go to three different links/websites to print individual reports. .
June 1st, 2009 at 7:11 am 3
go to and click on “consumer protection” then go to “consumer information” then to “credit and loans” then to “credit reports and scoring” then to “how to dispute credit report and errors. This will guide you to what you need to do. Basically you are to contact the company in writing and they must respond within 60 days, with your free credit report when the information is corrected. I went through this and the information was removed from my report. Good luck and stay the course if you know that you are right.
June 1st, 2009 at 7:30 pm 4
Yes, you can get all three from one company and pay one fee. To bad you used up your free one already. I know for a fact that this company will issue you all three credit reports for one fee, but I’m not sure of their price. It should be less than paying for them separately though.
MF is very reputable and has been around for quite some time.