I was struggling with credit card debt for literally 11 years and my husband found a great free resource online that helped us out beyond belief. It is 100% free… and will help you start to Eliminate Credit Card Debt fast.
Don’t pay one of those scamming companies. It’s simple but it takes willpower on your part. First you stop wasting money where you don’t have to (like starbucks and expensive clothes). Then promise yourself you will NOT use them again. Then you look at the interest rates on your cards. Every month you pay the minimum balance on each one EXCEPT for the one with the highest APR. Put ALL your extra money on that card every month until it is paid off. Then do it with the next highest card, one at a time until they are all paid.
October 31st, 2009 at 9:46 pm 1
Stop spending and use that money to pay off your debt.
November 3rd, 2009 at 1:42 am 2
The best system is simple enough that you can do it yourself.
Cut back on some kind of spending to get extra money each month. Eating out is the best one to eliminate.
Take that extra money and apply it to a card that will be the quickest to pay off.
When that card is gone. Take the payment that was going to that card plus the extra money and apply it to the next card.
Keep hammering them until you have them all paid off.
November 6th, 2009 at 9:02 am 3
I was struggling with credit card debt for literally 11 years and my husband found a great free resource online that helped us out beyond belief. It is 100% free… and will help you start to Eliminate Credit Card Debt fast.
Just go here to check Out there free service…
Hope this helps
- Emma
November 9th, 2009 at 10:04 am 4
Don’t pay one of those scamming companies. It’s simple but it takes willpower on your part. First you stop wasting money where you don’t have to (like starbucks and expensive clothes). Then promise yourself you will NOT use them again. Then you look at the interest rates on your cards. Every month you pay the minimum balance on each one EXCEPT for the one with the highest APR. Put ALL your extra money on that card every month until it is paid off. Then do it with the next highest card, one at a time until they are all paid.