PlasticTrees asked: Or is it credit to debt ratio? Either way, I am a college student with 1k of bad marks on my credit report from years ago. I want to get a secured credit card for the amount that would look good to lenders like “this person pays on time and has a valuable…
i am 17 years old and work for a movie theater for about 25-30 hrs a week. how can i make more money?
mike p asked: I work for a movie theather making $6.55 hr for about 25-30 hrs a week. my paycheck is usually about 130-160 takehome. I am saving right now to get a car so i can get a paper route which will bring in a little money. i am already graduated so i have…
I have a lot of credit cards. Will paying them all off at once effect my credit score in a negative way?
girlnextdoor asked: I recently got a bonus with my current job, and am now able to pay them off. I already have bad credit due to late or missing payments. Now all of my cards have a high interest rates. My main goal is to improve my credit score and payoff debt. I am not…
Would Dave Ramsey approve of refinancing my mortgage?
Aaron asked: I owe about 20% of the value on an investment property. Should I refinance the house to get equity out and pay off everything I owe and be debt free other than my primary residence mortgage and this investment property mortgage? Its pretty tempting to only have two house payments and attack them…
Dave Ramsey?
Chris asked: I have gotten myself into cc debt like most of this country and was wondering if purchasing Dave Ramsey’s products were worth it and if so what is the best product? Thanks!!
What does dave ramsey say about home improvements?
dundi asked: I want to do so many things… new driveway (concrete instead of gravel), update kitchen, buy living room furniture, update bathrooms, add another bedroom, full privacy fence, etc. What would Dave Ramsey say? I have no debt except the house, and 6 months emergency funds, and a small 401k, no IRAs. 39 years…
What is better.credit card with lower interest rate and annual fee, or higher rate and no annual fee?
Jake T asked: I’m considering breaking down and finally getting a credit card…obviously if you pay the balance each month interest rates don’t matter, but there is always that one or two times where you get hit. So again, in your opinion what is better a card with a low interest rate and like a…