Odranoel asked: I have three cards, and had an overall credit limit of a little over $15k between them. I had been diligently paying, and had got my ratio down to 46%, when one of the cards dropped my credit limit to within less than a hundred dollars of my current balance. That dropped my…
Bankruptcy?
melder28 asked: What do i need to do to get the ball rolling on filing bankruptcy? how long will this whole process take? I live in Pennsylvania.
Should I accept a credit card payoff plan that results in the card being canceled once it is paid off?
ADG asked: I see offers from credit card companies to pay off a fraction of what you owe, but at the end of the payoff plan the card will be canceled. I have read on the internet and heard Susie Ormon say that you should not close credit cards. However, most of these suggestions seem…
Will this help my credit to debt ratio?
Double R asked: My credit to debt ratio is causing problems on my credit report. I have two cards that have a 23.99% interest rate and decided to pay them off with a debt consolidation loan while paying off the balance on my other cards. By putting those balances on a loan leaving the cards…
What are the hidden fees when transfering a balance from one credit card to another credit card which as a low
libra 5 asked: I am looking into transfering to lower interest rate credit card but I am worried about hidden fees. Are there transfer fees? and are these applies for extended period?
Which book should I purchase to start the Dave Ramsey program?
Looking forward to my Rainbow asked: I am the kind of person who really needs step by step guidance when it comes to things like managing money. My husband and I are in desperate need of getting out debt under control and I know a lot of people have had success with Dave Ramsey. I…
bankruptcy.?
pj g asked: Im planning on filing for bankruptcy and foreclosing my house. Can I include my house on my bankruptcy for chapter 13 in Las Vegas, NV??? Someone told me that this would be better, rather than foreclosing my house, just wana get a 2nd opinion. thanxxxxxx
Are there Joint Secured Credit Cards?
Laura asked: My husband and I are trying to build both of our credit scores over the next 12-18 months so that we can qualify for a decent interest rate when we purchase a home. We are looking to put about $1400 (possibly more) on a couple secured credit cards. I’ve heard that the quickest…