Either just make the payments and stay in a 7. Basically this reafirms your debt with them. Would be worth it to keep the house and let everything else go. If you cant pay then get ready to loose the house because they seldom include a mortgage in a chap 13. Bank will file for relief and forclose on the house.
If you switch your filing it goes for all creditors in the proceeding not just one in particular. The other answer is incorrect, a chapter 13 saves the house, the chapter7 is the one that a house will become disposable property if the mtg is behind and the creditor files for relief.
Hi,
I used “Credit Solution” to settle my debt and avoid bankruptcy.They managed to reduce my debt up to 58% .It’s legitimate.I came across this company on NBC News Special Edition.Check it out here:
December 19th, 2008 at 4:13 pm 1
Why don’t you ask your attorney what you need to do…if you wanted to keep the house, you should have reaffirmed the debt and kept paying the mortgage.
December 22nd, 2008 at 7:02 pm 2
Either just make the payments and stay in a 7. Basically this reafirms your debt with them. Would be worth it to keep the house and let everything else go. If you cant pay then get ready to loose the house because they seldom include a mortgage in a chap 13. Bank will file for relief and forclose on the house.
December 24th, 2008 at 5:38 am 3
If you switch your filing it goes for all creditors in the proceeding not just one in particular. The other answer is incorrect, a chapter 13 saves the house, the chapter7 is the one that a house will become disposable property if the mtg is behind and the creditor files for relief.
December 26th, 2008 at 10:07 pm 4
Hi,
I used “Credit Solution” to settle my debt and avoid bankruptcy.They managed to reduce my debt up to 58% .It’s legitimate.I came across this company on NBC News Special Edition.Check it out here: