Comments on: Can we transferr a chapter 7 bankruptcy over to a chapter 13 bankruptcy on one company?

By: Jennifer

Jennifer — Sat, 27 Dec 2008 03:07:34 +0000

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By: keekee0914

keekee0914 — Wed, 24 Dec 2008 10:38:43 +0000

If you switch your filing it goes for all creditors in the proceeding not just one in particular. The other answer is incorrect, a chapter 13 saves the house, the chapter7 is the one that a house will become disposable property if the mtg is behind and the creditor files for relief.

By: The Answer Guy

The Answer Guy — Tue, 23 Dec 2008 00:02:47 +0000

Either just make the payments and stay in a 7. Basically this reafirms your debt with them. Would be worth it to keep the house and let everything else go. If you cant pay then get ready to loose the house because they seldom include a mortgage in a chap 13. Bank will file for relief and forclose on the house.

By: remowlms

remowlms — Fri, 19 Dec 2008 21:13:19 +0000

Why don’t you ask your attorney what you need to do…if you wanted to keep the house, you should have reaffirmed the debt and kept paying the mortgage.