Kadaj asked:
My dad is the primary user of the credit card. I have not use the credit card for almost two years. Now the card company is asking me to pay off balance. Am I liable for the balance?
My dad is the primary user of the credit card. I have not use the credit card for almost two years. Now the card company is asking me to pay off balance. Am I liable for the balance?
If your dad is not paying then, yes, you are responsible. The same way you can build good credit if he’s on time, it will also show bad credit if he doesn’t pay.
It depends. If you’re just listed as someone who is able to use the card, then probably not. If you opened a joint account where you took responsibility for paying the account, then probably yes.
Well if your dad isn’t using it but your name is on the account.. yep your legally liable! sorry