How long after a discharged Chapter 7 bankruptcy can I refinance?

Written on December 30, 2008 by Matthew Savage in Personal Finance
chapter 7 bankruptcy
prettycre8ive asked:

Hi,
The 2-year ARM on my home mortgage (two mortgages) expires August 2008 (home purchased August 2006). However, I filed a Chapter 7 bankruptcy in 2007 (discharged in July 2007). Will I be able to refinance this year? I’ve heard that Ch. 7′s are different from Ch. 13′s in terms of the refinancing waiting time.

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1 Comment - Leave a comment!
One Response to How long after a discharged Chapter 7 bankruptcy can I refinance?
  1. donald e
    January 3, 2009 | 8:41 am


    1 day if u have reestablished good credit, and have the equity, figure you will be lucky to get 69% of the loan to value, and if you dont have reestablished great credit in excess of 720 scores dont bother because it isnt going to happen for u

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