Creditopics.com

Even if your credit cards are maxed out and you have a huge mortgage to pay off, you can still get rid of all your debt in about five to seven years - and begin rapid wealth-building - without sacrificing the things that matter most to you!

3 Responses

1. Ken Clark, CFP Says:
   January 6th, 2009 at 11:28 pm 1

   It can last up to 10 years.

   Ken Clark
   Certified Financial Planner

2. bdancer222 Says:
   January 7th, 2009 at 2:02 pm 2

   Bankruptcy stays on your credit report for 10 years.

   I doubt there are any laws concerning how far back GIS can go to do a background check. Even if the bankruptcy were more than 10 years old, it might be an automatic fail as indicating a lack of financial management ability.

3. phiber101 Says:
   January 8th, 2009 at 7:43 pm 3

   a bankruptcy can stay on your credit for 10 years; however, GIS can “fail” you for any reason they deem necessary. a background check usually goes back to your first job and first line of credit. a healthy background check = no drug use, good working history and a good financial history – so yes, GIS had every right to fail you. sorry.

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