How long does bankruptcy affect your grade on a background check from GIS services?

sidney4 asked:


I am applying for a retail managment position and they sent my information to GIS services. I filed bankruptcy 12/1998. By law is GIS allowed to “fail” me in the background check? Is there a cut-off in years they go back?

3 Responses to How long does bankruptcy affect your grade on a background check from GIS services?
  1. Ken Clark, CFP
    January 6, 2009 | 11:28 pm


    It can last up to 10 years.

    Ken Clark
    Certified Financial Planner

  2. bdancer222
    January 7, 2009 | 2:02 pm


    Bankruptcy stays on your credit report for 10 years.

    I doubt there are any laws concerning how far back GIS can go to do a background check. Even if the bankruptcy were more than 10 years old, it might be an automatic fail as indicating a lack of financial management ability.

  3. phiber101
    January 8, 2009 | 7:43 pm


    a bankruptcy can stay on your credit for 10 years; however, GIS can “fail” you for any reason they deem necessary. a background check usually goes back to your first job and first line of credit. a healthy background check = no drug use, good working history and a good financial history – so yes, GIS had every right to fail you. sorry.

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