AshleyD asked:
I had to file a chapter 7 a few months ago. I am now looking to rent a home, will my bankruptcy effect me being able to do so?
I had to file a chapter 7 a few months ago. I am now looking to rent a home, will my bankruptcy effect me being able to do so?
It may affect whether or not the landlord would want to rent to someone that just filed bankruptcy. You will just have to fill out the forms and let them run a background check on you. It is completely up to them as to whether or not they will take a chance on you.
My son and daughter-in-law just filed bankruptcy a year ago, and had a horrible time being able to rent. They lived with me for a year before renting a place. I think it can be done earlier.
Good luck!
When you are looking for an apartment. You are required to give them your financial record, Fico score and the bank statements. Since you file bankruptcy your score might not qualify to rent. Are you consider getting an apartment with a room-mate? If so you might have a better chance. Good luck.