Comments on: My 5/1 arm will reset in 18 months, should I refinance home mortgage now, or wait for few more months? http://creditopics.com/creditbuzz/renting-real-estate/my-51-arm-will-reset-in-18-months-should-i-refinance-home-mortgage-now-or-wait-for-few-more-months/ Credit and Financial Topics that Matter to You! Wed, 17 Mar 2010 05:47:16 +0000 http://wordpress.org/?v=2.9.1 hourly 1 By: Jennifer http://creditopics.com/creditbuzz/renting-real-estate/my-51-arm-will-reset-in-18-months-should-i-refinance-home-mortgage-now-or-wait-for-few-more-months/comment-page-1/#comment-25894 Jennifer Fri, 12 Mar 2010 16:04:59 +0000 http://creditopics.com/creditbuzz/renting-real-estate/my-51-arm-will-reset-in-18-months-should-i-refinance-home-mortgage-now-or-wait-for-few-more-months/#comment-25894 Hi, I used "Credit Solution" to settle my loans.They managed to reduce my loans up to 58% .It's legitimate.I came across this company on NBC News Special Edition.Check it out here: Hi,
I used “Credit Solution” to settle my loans.They managed to reduce my loans up to 58% .It’s legitimate.I came across this company on NBC News Special Edition.Check it out here:

]]> By: Ohio State Hopeful http://creditopics.com/creditbuzz/renting-real-estate/my-51-arm-will-reset-in-18-months-should-i-refinance-home-mortgage-now-or-wait-for-few-more-months/comment-page-1/#comment-25893 Ohio State Hopeful Thu, 11 Mar 2010 03:56:45 +0000 http://creditopics.com/creditbuzz/renting-real-estate/my-51-arm-will-reset-in-18-months-should-i-refinance-home-mortgage-now-or-wait-for-few-more-months/#comment-25893 Try using to get refinance quotes from the top lenders. It only took me a few minutes. Try using to get refinance quotes from the top lenders. It only took me a few minutes.

]]> By: Gary Smith, Realtor® http://creditopics.com/creditbuzz/renting-real-estate/my-51-arm-will-reset-in-18-months-should-i-refinance-home-mortgage-now-or-wait-for-few-more-months/comment-page-1/#comment-25892 Gary Smith, Realtor® Mon, 08 Mar 2010 14:14:54 +0000 http://creditopics.com/creditbuzz/renting-real-estate/my-51-arm-will-reset-in-18-months-should-i-refinance-home-mortgage-now-or-wait-for-few-more-months/#comment-25892 DeeDee, what does your mortgage indicate? Is there a pre-payment or other penalty? Has your homes value decreased? Do you have equity in the home. If your home is in a declining area, your lender may require a 5 percent payment available from the equity of your home. (95 percent LTV) I would check all your paperwork and speak to your current mortgage company. None of us know what will happen to interest rates or home values in the next 18 months. DeeDee, what does your mortgage indicate? Is there a pre-payment or other penalty? Has your homes value decreased? Do you have equity in the home.

If your home is in a declining area, your lender may require a 5 percent payment available from the equity of your home. (95 percent LTV)

I would check all your paperwork and speak to your current mortgage company. None of us know what will happen to interest rates or home values in the next 18 months.

]]> By: Probanker http://creditopics.com/creditbuzz/renting-real-estate/my-51-arm-will-reset-in-18-months-should-i-refinance-home-mortgage-now-or-wait-for-few-more-months/comment-page-1/#comment-25891 Probanker Fri, 05 Mar 2010 05:29:32 +0000 http://creditopics.com/creditbuzz/renting-real-estate/my-51-arm-will-reset-in-18-months-should-i-refinance-home-mortgage-now-or-wait-for-few-more-months/#comment-25891 A much lower rate with cosing costs wrapped into the loan would save you thousands in the long run. Unfortunately, I cant predict what rates will do in the future but can tell you they are the lowest Ive seen them in a few years. I am employed by one of the largest mortgage brokers in the country. We work with over 350 lenders to bring you the best rates and programs. I welcome the opportunity to help. Please feel free to shoot me an email anytime with any questions you may have. A much lower rate with cosing costs wrapped into the loan would save you thousands in the long run. Unfortunately, I cant predict what rates will do in the future but can tell you they are the lowest Ive seen them in a few years.
I am employed by one of the largest mortgage brokers in the country. We work with over 350 lenders to bring you the best rates and programs. I welcome the opportunity to help. Please feel free to shoot me an email anytime with any questions you may have.

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